Our Products

General & Business Insurance

• House

• Home contents

• Car & Boats

• Rental Property, optional Landlord Extension

• Construction - Site Cover

• Rural - Farm & Lifestyle

• Tradies

• Marine

• Small & Medium Enterprises

• Asset protection - including buildings, vehicles, Contents, stock, plant, and machinery

• Express Liability Protection - public, statutory, employers

• Business interruption protection - essential financial support if a disaster disrupts your gross profits

• Professional Indemnity

Key business and general insurance providers as: ‌‌AMP, Vero, Steadfast, Delta, Star Insurance, AIG New Zealand, ANDO, ARGIS, Chubb, Classic Cover, Dual, Event Cover, IUAA, Lumley Insurance, MECON, NM, NZI, Protecsure, Proteus, QBE, Rosser, Sage Partners, Zurich

Health Insurance

Private health insurance covers the cost of many non-urgent procedures and allows patients to receive treatment at private hospitals more quickly. When you don’t have to wait for treatment in the New Zealand health system, you can get back to work faster and live a better life.

• Personal Cover: surgery and specialists; diagnostic imaging and tests; Government non-funded drugs etc.

• Business Group Scheme (Employee's Benefit): this protects your employees and their families from the financial implications of sickness or injury.

Key Insurance providers: Southern Cross, NIB, Accuro; Partnerslife, AIA

Life Insurance

Life insurance can cover more than just the loss of income. It can take care of final expenses, such as funeral and burial costs, that might otherwise pose a significant financial burden on your family.

Additionally, it can be a valuable tool for long-term planning, helping fund a child's education, a spouse's retirement, or a charitable cause you hold dear. In essence, life insurance acts as a financial pillar that not only mitigates the risks associated with unexpected events but also helps in realizing the dreams and ambitions of your loved ones.

• Life Cover

• Accident death

• Trauma Cover

• Total Permanent Disabled Cover

• Income & Mortgage Protection

A disclosure statement is available on request and free of charge from your Adviser.
Key Insurance providers: Fidelity, Asteron Life, PartnersLife, Resolution Life, AIA

Kiwisaver

At Joann Financial Services we provide advice on KiwiSaver to help you get the most from the scheme.

KiwiSaver is a voluntary work-based savings initiative that makes it easier for you to save for your future. KiwiSaver makes it easier to save because money is put into a KiwiSaver scheme from your weekly, fortnightly or monthly pay.

Benefits include an annual Member Tax Credit contribution of 50 cents for every dollar you save, up to a maximum of $521.43/each year(if eligible), compulsory contributions from your employer (if eligible) and help with buying a first home (conditions apply)

Key Insurance providers: AMP, Milford, Fisher Funds, Booster, Nikkoam,ANZ,ASB,Harbour etc.